Ant International Appoints Chief Innovation Officer to Drive AI-Powered Digitalisation Strategy

As part of this appointment, Ant International has introduced the CIO Organisation, a dedicated team focused on continuous innovation across the company’s payments, digitalisation, and embedded finance businesses. Under Jiang-Ming’s leadership, the organisation will enhance Ant International’s products and solutions, ensuring they stay ahead of industry trends and evolving customer needs.

“Ant International will continue to invest at the frontier of innovation to help businesses, especially SMEs, achieve sustainable growth in an increasingly complex global environment,” said Jiang-Ming. “Top on our list of priorities will be to push the cost and efficiency boundary for cross-border payment and settlement; to democratise cutting-edge technology solutions for SMEs on payment, trade, and financial services; and to revolutionise user experience with new intelligent technology for cross-border travel.”

Strategic Direction and Industry Impact

Jiang-Ming’s appointment follows Ant International’s organisational and strategic upgrades, announced by CEO Peng Yang in December 2024. This strategic shift aims to promote inclusive growth and provide greater support for SMEs across Ant International’s payment and digitalisation ecosystem.

Bringing extensive experience in global payments and e-commerce, Jiang-Ming previously served as Ant International’s Chief Product Officer, where he played a pivotal role in developing fintech and growth tech solutions that drive customer success and operational efficiency. His work has contributed to the advancement of the company’s core business pillars:

• Alipay+ – A unified digital gateway for mobile payments and super apps.
• Antom – Unified payment services for global merchants.
• WorldFirst – Unified account services for global SMEs.
• Embedded Finance Solutions – Liquidity management and SME credit tech services.

Pioneering AI-Driven Innovations

Jiang-Ming has also led the development of several AI-powered solutions designed to enhance payment processes and financial management. These include:

• A+ Rewards by Antom – A digital marketing solution leveraging AI and privacy-preserving computing to drive payment user growth and improve conversion rates. It currently serves 230 million users across eight Asian markets.
• Antom Copilot – An AI-powered solution advisor and operations assistant that reduces payment integration time from up to 10 days to just minutes.
• Antom EasySafePay – A one-click checkout solution with 100% fault protection, streamlining digital wallet payments directly on merchant checkout pages.
• Time-Series Transformer AI Foreign Exchange Model – A predictive tool that forecasts currency needs hourly with 90% accuracy, helping multinational merchants reduce treasury management costs.
• Whale Platform – A next-generation treasury management solution incorporating blockchain, encryption, and AI to improve efficiency and transparency in fund movements.

Commitment to AI and Digitalisation

With this strategic appointment, Ant International reinforces its commitment to AI and digitalisation to empower businesses worldwide. Jiang-Ming’s leadership will further strengthen the company’s role as a global fintech innovator, delivering smarter, more efficient financial solutions to support the growth of enterprises and SMEs.